DOWN PAYMENT ASSISTANCE OR DPA

Down payment assistance (DPA) helps you cover your down payment as a first-time home buyer. When you buy a home, you’ll usually have to put money down that’s equal to a percentage of your home’s final purchase price. This is called your down payment

Down payment assistance (DPA) programs are locally-supported initiatives that give away cash grants, cheap loans, and tax breaks to buyers of U.S. homes.

The programs are funded and administered by government agencies, private foundations, and local charities; and, offer up to 100% financing on homes.

How Does The Program Work

Eligibility is determined by your household income and credit score(s) and varies by state and program. An application is typically needed, and sometimes you’re also required to attend a home buyer education class. Assistance can be provided in various ways from forgivable grants, Zero interest loans or interest financed repayable loans. Assistance can be from 3%-5% of the sales price. On a $450,000 home, the  assist can be up to $20,000. A typicall down payment is 3.5%. on a $400,000 home that is $14,000 so the DPA can covers the entire down payment



How Can I Find Out If I Qualify?

The fastest way is to click the secure link APPLY NOW and find out within minutes if you qualify. You can also call me directly and I can answer any questions.

AccessZERO (loandepot's exclusive DPA) program

600 Credit score and no annual income restriction.
Other restrictions & terms apply

Pennsylvania DPA Requirements

660 Credit score and Annual  income not to exceed $114,400.
Other restrictions & terms apply

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